So over the weekend, while out of the country and using my card from the same issuing bank, I received a text telling me that my application was for review. I thought hard to recall what application that was, and only remembered that pesky (sorry!) guy from the said bank. What he didn't know was that I gave him a phony credit card (not quite, but a card I've never used, so naturally, no credit history on it) as the proof he needed that I was a Gold Cardholder already. Plus, my current cards are all in my maiden name, so yea, good luck. I mean, c'mon, you forced me into this. I told you I didn't need another card!
So today, as expected, I received a text message telling me that my application has been denied at this time. :) Since college, I've probably cut out too many cards to avoid spending beyond my means. On my last trip to Hong Kong, I tried so hard not to burn plastic because small spend adds up!!! Who needs to be in debt anyway?
Tell me about it. I always get cold calls from gyms but I always manage to turn them down and tell them "I'm busy."
ReplyDeleteCredit cards are a big "no - no" for me now and I avoid them at all costs. Still learning how to curb my impulsive shopping tendencies completely. ;)